The Bank of England has lowered the base interest rate by 0.25 percentage points, from 5% to 4.75%. This adjustment, the second rate cut in four years, is creating ripples across the mortgage market as lenders respond by revising their rates downward. The Bank of England’s decision to reduce the base interest rate has led […]

Chancellor Rachel Reeves’ recent autumn budget provides important information for first-time buyers looking to enter the housing market in 2025. The budget confirms that the government will not scrap the planned stamp duty changes nor introduce an extension to the current rates of first-time buyer stamp duty relief. This decision means that first-time buyers should […]